So I went to the dealer today to check out the 2013 and 2014 sierras well I made up my mind I want a 14 but there are no rebates right now and I'm looking at somewhere around 44k out the door. I got a quick quote and with 15k down ill still have a 530.00 payment and that seems kinda high but I've never bought anything brand new before so not too sure how payments work. I have 18-20k to put down but is it better to put that down or is it better to send more to the princable? Any tricks to get the price down? Ill take any advice you guys have. Also I have a point or 2 on my record and my insurence might be a little so that's another reason I don't want a high payment. I'm hoping rebates or some kind of sale will come out maybe 4th of July?.